medicare + choice plans
Choice plans can be broken down into two sectors, managed care plans like HMO's
and private fee-for-service plans. For more detailed information regarding
the original plan and the
choice plan, consult the chart below.
| |
Medicare + Choice Plans |
| |
Original Medicare Plan |
Managed Care Plan (like an HMO) |
Private Fee-for-Service Plan |
| Costs Total Out-of-Pocket Costs |
High |
Low to Medium |
Medium to high |
| Extra Benefits In addition to Medicare covered benefits. |
None |
Most Like prescription drugs, eye exams, hearing aids, or routine physical exams. |
Some Like foreign travel or extra days in the hospital. |
| Doctor Choice |
Widest Choose any doctor or specialist who accepts Medicare. |
Some Usually must see a doctor or specialist who belongs in your plan. |
Wide Choose any doctor or specialist who accepts the plan's payment. |
| Convenience |
Varies Available nationwide. |
Varies Available in some areas. May require less paperwork and have phone hotline for medical advice. |
Varies Available in some areas. May require less paperwork and have phone hotline for medical advice. |
*chart reproduced from www.medicare.gov
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Check out the > ORIGINAL MEDICARE PLAN <
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