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medicare + choice plans
Choice plans can be broken down into two sectors, managed care plans like HMO's and private fee-for-service plans. For more detailed information regarding the original plan and the choice plan, consult the chart below.

    Medicare + Choice Plans
    Original Medicare Plan Managed Care Plan (like an HMO) Private Fee-for-Service Plan
Costs

Total Out-of-Pocket Costs

High Low to Medium Medium to high
Extra Benefits

In addition to Medicare covered benefits.

None Most

Like prescription drugs, eye exams, hearing aids, or routine physical exams.

Some

Like foreign travel or extra days in the hospital.

Doctor Choice Widest

Choose any doctor or specialist who accepts Medicare.

Some

Usually must see a doctor or specialist who belongs in your plan.

Wide

Choose any doctor or specialist who accepts the plan's payment.

Convenience Varies

Available nationwide.

Varies

Available in some areas. May require less paperwork and have phone hotline for medical advice.

Varies

Available in some areas. May require less paperwork and have phone hotline for medical advice.


*chart reproduced from www.medicare.gov


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